What Is A Home Warranty?

So, what is a home warranty? It is a contract between you and a service provider that provides discounted repair and replacement services for your home. However, the term does not always mean a legal warranty. A home warranty may have exclusions, limitations, or costs. Read on to learn more. Also, read about the pros and cons of home warranty plans. Once you have a good understanding of what a home warranty is, you’ll be able to decide which one to buy.

Limitations of A Home Warranty

You’re essentially buying a service contract when you buy a home warranty. It has features similar to an insurance policy, but you’ll only get your money’s worth when you use the service. A home warranty may not cover your entire home, for example, and it can’t ensure that your HVAC system is being maintained properly. However, the deductible is a valuable feature to consider. It’s possible to lower your monthly premium by choosing a higher deductible. If you’re worried about losing money by buying a home warranty, consider this: a dishwasher may break, causing water damage to your floors and furniture.

When buying a home warranty, read the fine print carefully. While unlimited coverage may seem nice, it’s essential to realize that a home warranty won’t cover all parts of a covered device. You’ll also want to be aware of the limits of a home warranty, such as which systems are excluded. For example, although an unlimited warranty is excellent if your dishwasher breaks, it isn’t worth spending money on it if it’s not a replacement.


If you’re looking for home warranty coverage, ensure you know all the crucial facts. Home warranties cover various things, but there are some things you can’t get covered. For example, most warranties exclude damage caused by acts of civil disobedience. Other things that you won’t be covered for are things you already knew about, such as HVAC and plumbing issues. Other items excluded from the warranty include previous damage and accessories unrelated to the home’s structure. So if you’re looking for warranty coverage for your Texas home, for example, be sure to learn all the facts about its inclusions and exclusions.

A home warranty contract lists the items and parts it covers, but the same cannot be said for the other things. While a home warranty can offer protection against many problems, it doesn’t replace all parts of your appliances. In addition, the list of exclusions can be lengthy. Some companies only cover certain aspects of your home, like the electrical system, while others won’t cover a particular feature or function. Exclusions are often listed in the small print.

Service Provider

A home warranty is a service contract that covers significant parts of your home, such as your appliances and systems, for a specific period. Because most breakdowns occur when you least expect them, a home warranty can alleviate the stress of dealing with broken appliances. HSA home warranties service providers are committed to providing quality repairs and exceptional customer service. However, you should know that a home warranty will not cover purchasing a replacement model.

While there are several benefits to home warranty contracts, the primary benefits are higher customer satisfaction and reduced dissatisfaction with the operability and durability of a product. In addition, home warranties also have the benefit of increasing brand loyalty, first-time-fix rates, and replacement product sales. Therefore, you must choose a reputable home warranty provider. To find one, check out the NHSCA’s home service contract directory.


A home warranty may sound expensive, but it can save you thousands of dollars over its lifetime. Listed below are some of the costs involved in home repairs. The typical cost of repairing a major appliance ranges from $105 to $241, depending on the brand and model. A home warranty protects you from paying out-of-pocket service fees for a single repair call. In addition, most providers provide a repair guarantee.

The premium costs vary and are generally paid annually, monthly, or quarterly. Some home warranty companies offer leveled packages, with basic systems covered in a starter package and more comprehensive policies covering more items. In addition, some providers will cover appliances separately. While this may be an expensive option, you may not be able to afford it anyway. If you decide to buy a home warranty, check how much it will cost you in your area.

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